Collateral Library

The ROI of Ellie Mae’s Encompass All-in-One Mortgage Management Solution

New MarketWise Advisors Study

This independent, recently updated study quantifies how mortgage lenders using our Encompass all-in-one mortgage management solution receive significant ROI — as much as $967.67 per loan for mortgage firms and $1,084.58 per loan for banks and credit unions loan — through improved compliance, loan quality and efficiency. Read the report now.

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RESPA-TILA

Taming Guide

RESPA-TILA or TILA-RESPA. No matter what you’re calling coming Integrated Mortgage Disclosure regulations, call them huge. They make ATR/QM look like child’s play. Tolerances will change. GFEs will change. Delivery timelines will change. Your workflows, processes and quality assurance will need to change. Download Ellie Mae’s RESPA-TILA Taming Guide now and learn how to get ready without sacrificing an ounce of compliance, quality or efficiency.

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Briefs

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    Upcoming HMDA Changes

    Get a quick and essential primer on how to prepare and what Ellie Mae is doing to get you ready.

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    Tame RESPA-TILA

    To prepare for the RESPA-TILA Integrated Mortgage Disclosure Rule, you’ll need to make significant changes to your existing systems and process. This brief from Ellie Mae offers an overview of the Rule and some tips on how you can get prepared. Plus, you’ll read what Ellie Mae is doing to get its Encompass solution ready to tame the beast.

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    Originating Loans in the Age of Dodd-Frank

    To prepare for the RESPA-TILA Integrated Mortgage Disclosure Rule, you’ll need to make significant changes to your existing systems and process. This brief from Ellie Mae offers an overview of the Rule and some tips on how you can get prepared. Plus, you’ll read what Ellie Mae is doing to get its Encompass solution ready to tame the beast.

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    Industry Concerns about ATR/QM

    Clear up the confusion around ATR/QM and find out from Ellie Mae’s leading compliance counsel how the new regulations will change your entire operation.

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    Business Continuity

    Business continuity is a top concern for a growing number of mortgage lenders, because every second counts in today’s challenging business environment. See how Ellie Mae ensures business continuity for more than 120,000 mortgage professionals and learn how to put your company in the best possible position to recover from service disruptions or disasters.

Brochures

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    Encompass

    Improve compliance, quality and efficiency at every stage of the loan cycle using one system: Ellie Mae’s Encompass. More than end-to-end, Encompass is one system of record that keeps data secure, docs accurate and mortgages moving, from CRM through closing, shipping and sale.

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    Ellie Mae Corporate Overview

    Who knew a sketch on a menu could change an industry? The founders of Ellie Mae did, of course. Read this overview of how Ellie Mae got started, what we represent, and what we’ve accomplished.

Case Studies

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    South State Bank

    Read how South State Bank leveraged Encompass Product & Pricing Service to increase efficiency, improve accuracy, and ensure loans conform to investor guidelines.

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    LendPlus Financial

    "People usually hate change, but our users love Encompass Product & Pricing Service." Read how this lender leverages this solution to lower costs, close loans faster, and make employees happier.

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    Gold Star Mortgage Financial Group

    Read how Gold Star Mortgage improved their business model with more accurate and conclusive data from Encompass Product and Pricing Service.

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    SWBC Mortgage

    Read how SWBC Mortgage Corporation chose Encompass for its built-in compliance tools and flexibility, which delivered improved workflow and a real-world competitive advantage.

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    VanDyk Mortgage

    Read how this leading lender ensures pricing accuracy for more than $1.4 billion in annual volume, while saving $4,000 per month with Encompass Product & Pricing Service.

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    Encompass Loan Officer Connect

    See how Encompass Loan Officer ConnectTM increases productivity and efficiency with a solution that delivers more LO success no matter where you are.

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    Health Check: Denali Federal Credit Union

    Read how this 71,000-member institution leveraged Ellie Mae’s Health Check to establish best practices, improve performance, and boost morale throughout their mortgage operations.

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    Health Check: TruHome Solutions

    After tripling in size, TruHome Solutions needed to ensure they had Encompass set up to maximize performance, maintain efficiency, and streamline operations. So they turned to an Ellie Mae Health Check. Read their success story.

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    Union Home Mortgage

    Read how an Encompass Health Check helped Union Home Mortgage Identify ways to optimize system performance and employ best practices throughout the mortgage process to ensure their system ran at peak efficiency.

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    Chemical Bank

    See how Chemical Bank successfully navigated a merger and implemented Encompass (increasing productivity and peace of mind) in just 60 days.

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    OnPoint® Community Credit Union

    OnPoint® Community Credit Union is one of the largest community-owned financial institutions in Oregon. Read how Encompass gives them a competitive edge with improved efficiency, productivity, visibility, and compliance.

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    Prosperity Home Mortgage

    Finding itself in the midst of becoming a wholly-owned company, Prosperity Home Mortgage needed to ramp up its own LOS quickly. Because of its configurability, development tools, and ability to deliver efficiency and loan quality they chose Encompass. Read the case study for more details, and see how they won a Hall of Fame Award for Outstanding Efficiency and ROI.

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    First Choice Loan Services

    First Choice Loan Services struggled with an LOS that offered limited configurability, and knew it needed to find a solution that reduced compliance errors without negatively impacting productivity. See why they chose Encompass and how they made full use of it, ultimately winning a Hall of Fame award for Excellence in Compliance Automation.

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    Peoples National Bank

    As Peoples National Bank expanded with acquisitions they realized their original LOS just wasn’t keeping pace. They chose Encompass because of its extensive flexibility, and improved their lock comparison form and workflow significantly. Read the case study for more details, and how they became a Hall of Fame Winner for Exceptional Achievement in Loan Quality.

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    American National Bank

    American National Bank had a monumental data integrity issue because of an inefficient process that involved multiple systems and rekeying, paper, and errors. Read how they chose Encompass to eliminate paper and improve workflow, and ended up taking home a Hall of Fame Award for Outstanding Efficiency and ROI.

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    Happy State Bank

    Happy State Bank lives up to its name with a friendly, customer centric approach, but TRID introduced an additional 3-day wait period they didn’t want to pass along to customers. Find out why they chose Encompass to improve automation, and ended up reducing loan processing time (on average) from 35 business days to 23 days.

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    Academy Mortgage

    Academy Mortgage is known for their ability to build solid, long-term relationships with borrowers, builders, and other industry partners. See how – after initially implementing another solution – they reevaluated Encompass and realized it was the only solution that could scale to meet their needs and support continued growth at the same time.

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    TruHome Solutions

    TruHome Solutions is an innovative company that found a way to meet an untapped market need by providing credit unions with end-to-end mortgage solutions. Read how Encompass gave the flexibility they needed to set up multiple credit union personas, workflows and business rules, without hiring programmers or writing special code.

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    Columbus Capital Lending

    Columbus Capital Lending focuses on the under-served needs of the Hispanic market and has experienced dramatic growth in three years, going from 3 to 118 employees. See how they chose Encompass to help them process loans efficiently and compliantly, combined with the freedom they needed to make the system their own.

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    Waterstone Mortgage

    Waterstone Mortgage Corporation has earned a reputation for providing exceptional service and competitive mortgage financing, catapulting this once small organization into the spotlight. Read how the catalyst for this monumental growth was the perfect combination of innovative leadership, an aggressive operational strategy, and the flexibility they got from implementing Encompass.

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    The Federal Savings Bank

    See how Chicago’s The Federal Savings Bank uses Ellie Mae’s Market Clarity to confidently navigate tricky mortgage investor guidelines for more than 10,000 loan applications per year across 50 states.

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    First United Bank

    “Mortgage relationships are often about the individual officers, not the institution, so giving them the ability to personalize that communication to reflect their individual style is very important,” says First United’s Lisa Buelow. See how Encompass CRM’s one-to-one marketing capabilities helped First United increase business by 30%.

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    Integrity Home Mortgage

    “I got an email today from a customer I helped six years ago. He contacted me because he got a birthday card from us. Before Encompass CRM, I wouldn’t have kept up with this individual—and now, he’s a repeat customer.” Read more about why Encompass and Encompass CRM are integral to President and CEO Adam Huddleston and Integrity’s success.

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    UNCLE Credit Union

    Jackie Howard, VP of Lending at UNCLE Credit Union, reveals how implementing Encompass enabled them to increase the number of loans processed per month by 55%.

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    Enterprise Technical Support

    See how to stay one step ahead with personalized, proactive and strategic support that maximizes your investment.

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    American Financial Network

    Daniel Jacobs, president of retail lending at American Financial Network, explains how Encompass helped them achieve success with their large-scale growth initiative.

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    GSF Mortgage Corporation

    Chad Jampedro, president of GSF Mortgage Group, discusses how moving to Encompass enabled his company to streamline processes, reduce operation costs, and achieve true compliance confidence.

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    RESPA-TILA

    Find out how Ellie Mae’s comprehensive and extensive RESPA-TILA readiness initiatives are helping clients to be fully prepared for the upcoming regulatory changes.

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    Gold Star Mortgage

    A.J. Franchi, CIO of Gold Star Mortgage, discusses how costs were lowered and efficiency increased by utilizing a network of Ellie Mae services.

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    University Federal

    Christine Adams, sr. manager lending operations of University Federal Credit Union, describes how upgrading to Encompass Banker edition allowed them to increase loan volume by over 100 million but still keep a low employee headcount.

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    Inland Northwest Bank

    Robin Harrison, VP, Compliance Officer for Inland Northwest Bank, talks about how moving to the Encompass all-in-one SaaS solution has increased efficiency, lowered expenses, and reduced the risk of inaccuracies.

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    CMC Funding

    Bill Lisnerski, EVP of Correspondent Lending at CMC Funding, Inc., explains how he used Encompass to increase monthly production in Mortgage Servicing from $150 million to more than $500 million, using the same staff.

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    First State Bank of St. Charles

    Mortgage Information Systems Officer at First State Bank of St. Charles, Shaun Overton, talks about how Encompass enabled his lenders to reduce the time it takes to book a loan from an hour to 30 minutes or less.

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    goodmortgage.com

    Keith Leudeman, CEO at goodmortgage.com, explains how his company uses Encompass to improve loan quality with a customized repeatable workflow, and improved customer satisfaction by enabling borrowers to eSign disclosures 24×7.

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    Wyndham Capital Mortgage

    Jeff Douglas, CEO of Wyndham Capital Mortgage, tells how he used Encompass as a technology hub to change and grow his business and reduce the cost of compliance by thousands of dollars.

Datasheets

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    AllRegs Consumer Education Bundle

    Act now, special discounted price through August 31: Enhance your reputation as a lender and deliver an even more rewarding experience for your customers with home buying education via the AllRegs Consumer Education Bundle.

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    Encompass Data & Docs Solution For Lenders

    See how Encompass Data & Docs Solution establishes secure, system-to-system workflows between lenders and investors, ensuring the delivery of accurate, compliant, and tamper-proof loans to investors.

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    Encompass Data & Docs Solution

    See how correspondent investors can minimize risk and save time by receiving accurate, compliant, and tamper-proof loan data and documents directly into their system.

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    Construction Lending Support

    Learn more about the support available in our Encompass all-in-one mortgage management solution to easily process Construction-only and Construction-to-Perm loans.

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    Health Check

    Add system benefits, increase productivity, and get personalized administrative training. Ideal for companies who’ve used Encompass for at last six months.

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    Virtual Admin

    See how Virtual Admin leverages expert-level Encompass® talent that extends your team and helps to execute on any needed deliverables, whether it’s fulfilling internal projects or setting up best-practice workflows.

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    Policies & Procedures

    Save time without sacrificing compliance and take the labor out of creating and maintaining policy manuals, whether required by legislation, agencies, or your own internal watchdogs.

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    Education Manager

    See how only one system can ensure your board, management, and employees stay educated and at the top of their games.

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    Encompass End-User Training

    Give your employees the know-how and skills to leverage the full power of your new all-in-one mortgage management solution, right from the start.

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    Encompass Developer Training

    Attend this two-day classroom course to learn how to extend the capabilities of Encompass® to meet your company’s specific needs.

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    Certified Administrator Workshop

    Learn how to gain expert-level, industry-recognized skills that set you apart and help your company accelerate business solutions, increase productivity, and solve technical issues through Encompass®.

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    Admin Essentials: Five-Day Classroom Workshop

    Learn how to maximize effectiveness and master foundational Encompass® administration skills to help your whole team succeed.

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    Encompass Developer Certification: Three-Day Classroom Course

    Learn directly from Encompass experts how to extend the capabilities of Encompass® to meet your company’s specific needs.

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    Originate Freddie Mac loans faster

    See how you can improve loan quality and profitability using Loan Product AdvisorSM and Loan Quality Advisor®, foundational tools of Freddie Mac Loan Advisor SuiteSM, through a single system of record.

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    Mortgage Compliance for Origination: Three-Day Classroom Course

    Learn directly from industry-recognized educators and trainers how to create, implement, and enforce policies and procedures to ensure compliance and avoid violations.

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    Mortgage Compliance for Servicing: Three-Day Classroom Course

    Learn the best practices your company needs to implement to ensure compliance with ever-increasing servicing requirements and regulations, on both the state and federal level.

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    Servicing Standards: The New Norm - Classroom Course

    Get a practical guide for comprehending and complying with National Mortgage Settlement servicing standards and CFPB-related rules.

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    Essentials of Mortgage Banking: Four-Day Classroom Course

    Find out how to gain fundamental knowledge over the specific areas of lending, understand how those areas affect each other, and how the mortgage industry, as a whole, relies on and impacts financial markets.

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    Broker to Banker: One-Day Classroom Course

    Get essential strategies and real-world insight for turning your mortgage brokerage into a full mortgage-banking operation.

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    Quality Control for Origination: Two-Day Classroom Course

    Learn best strategies and tactics for developing a quality control plan that helps ensure investment-quality loans and overall company profitability.

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    Quality Control for Servicing: Two-Day Classroom Course

    Learn best strategies and tactics for developing a quality control plan that helps ensure servicing success and compliance.

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    Enterprise Technical Support

    See how to stay one step ahead with personalized, proactive and strategic support that maximizes your investment.

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    Encompass One-to-One Marketing

    See how to get results and ROI in any market environment with automated, personal, and individually tailored communications.

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    Encompass Post-close surveys

    Learn about this essential tool for gaining valuable and timely insight from customers and real estate agents.

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    Encompass CRM

    Learn how automated one-to-one marketing and business intelligence can help you capture attention, close more loans, and improve client management.

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    Encompass Lending Platform

    See how lenders, Ellie Mae partners, and independent software vendors can now rapidly build, integrate and extend new functions and applications while improving efficiency, enhancing quality, and ensuring compliance.

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    Encompass Developer Connect

    See how to tap into the secure and brand-new Encompass Lending Platform™ for rapid innovation and bigger competitive advantage.

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    Encompass Consumer Connect

    See how to turn interest into applications with a next-generation online experience that lets consumers complete applications, provide and receive information, order services, and connect with your company on a deeper level.

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    Encompass TPO Connect

    See how you can use this fully equipped and customizable solution built on the new Encompass Lending Platform to work faster, improve profitability, and optimize your wholesale and correspondent channels.

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    Encompass Loan Officer Connect

    See how to increase productivity and keep your loans and career moving forward with the solution designed especially to deliver more LO success.

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    Encompass Appraisal Service

    See how to electronically order compliant appraisals in seconds to take control of the appraisal process and ensure efficiency and compliance.

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    Encompass Title & Closing Center

    Get the details on how to increase efficiency, improve customer service, and streamline the process between your company and settlement agents.

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    Vendor Manager

    Learn how to easily manage and monitor vendor partners that are critical to your business while staying compliant with CFPB requirements. It’s due diligence done better, and a critical part of Ellie Mae’s comprehensive Compliance Management System.

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    Policy & Education Manager

    Are your employees compliant with current regulations, agency guidelines, and your best practices? Ellie Mae’s Policy & Education Manager can help your entire company stay educated and compliant with required policies and procedures.

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    Ellie Mae Compliance Management System

    Your loans are compliant. But is your company? See how to ensure compliance across your organization by enforcing policies, driving education, managing vendors and tracking customer complaints from a single solution.

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    Encompass Compliance Service

    The Encompass Compliance Service, powered by Mavent, will help take the stress and complication out of regulatory compliance. Read this datasheet to discover how.

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    Encompass Flood Service

    Find out how to quickly and effortlessly order flood certifications with current Zone Determinations and FEMA information right inside Encompass.

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    Total Quality Loan® Program (TQL®)

    The TQL® Client Impact Study summarizes actual results and metrics reported by Ellie Mae clients since using the TQL® program to improve workflow efficiencies and consistency.

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    Encompass Docs Solution

    Help ensure accurate, compliant loan origination eDisclosures and closing documents are drawn for all your loans.

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    Encompass OnDemand

    Find out why more than 1,200 Ellie Mae clients have upgraded to Encompass OnDemand. One reason: To keep data secure and compliant with CFPB regulations.

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    Encompass Product & Pricing Service

    Discover how you can quickly find the best products and pricing for your loans, right within Encompass, with Encompass Product & Pricing Service.

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    Encompass TPO WebCenter

    Connect directly with third-party originators (TPOs) without ever leaving Encompass, and have them connect back in a secure, synchronized, and easy-to-use web-based environment. Read this datasheet to learn more.

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    Encompass 4506-T Service

    Learn how the Encompass 4506-T Service can streamline the income verification process by enabling the delivery of accurate, IRS-compliant borrower tax transcripts in as fast as 24 hours.

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    Mavent Compliance Service

    Mavent has completed more than 28 million loan reviews for leading mortgage institutions, and can process a mortgage loan in about five seconds. Find out how you can access Mavent Expert Services within Encompass.

eBooks

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    12 CFPB Inspired Courses

    Does your team have all the compliance education it needs? See a list of courses that directly relate to what the CFPB is looking for and make sure your team is covered.

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    Encompass CRM

    Learn more about Encompass CRM, a scalable suite of sales and marketing tools for managing contacts, leads and marketing campaigns within Encompass.

Infographics

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    Why All-in-One = More ROI

    Are you on the right road? Our infographic, The road to exceptional ROI with Encompass, will map out all the signs that can lead you to decreased origination costs and increased profitability.

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    Seven For Success

    The trends, stats and dates successful mortgage lenders should keep top of mind.

Backgrounders

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    Encompass Lending Platform

    Driving Innovation for the Residential Mortgage Industry Read how lenders, service providers and independent software vendors can more easily develop innovative solutions for the residential mortgage industry while improving efficiency, quality, and compliance.

Whitepapers

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    Smart Mortgage Lending

    Read how Ellie Mae is changing the future by leveraging business intelligence, machine learning, and real-time data analytics to build the next generation of mortgage management solutions.

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    Ask A Regulator - State Licensing QA Summary

    We took your state licensing questions directly to the National Mortgage Licensing System (NMLS) Annual Conference and got the answers you wanted. Download our Ask a Regulator State Licensing Q&A summary and see how they responded.

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    Ask A Regulator – State Compliance QA Summary

    We asked mortgage industry professionals to send us their questions regarding state compliance requirements, and then asked the regulators directly for answers. Read what they said for yourself.

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    HMDA: The New Frontier of Reporting

    Get ready for years of upcoming changes. Download the whitepaper now to understand what’s changing and how to ensure continued compliance success.

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    Credit Unions - Turning Strong Member Relationships into Market Share

    Read how credit unions expanded customer relationships and increased profitability by adding mortgage lending to their list of services.

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    CIO Buyer’s Guide

    Get CIO-focused perspective into six key requirements for evaluating and selecting an LOS vendor.

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    Cyber-Attacks and the Mortgage Industry

    Make sure your cyber defense is ready for the worst with this comprehensive blueprint for protecting your business.

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    Ellie Mae Compliance Management System

    Are you ready to consistently demonstrate compliance with government regulations, corporate policies, and industry best practices? Read how the Ellie Mae Compliance Management System can help you to quickly and effectively establish policies, procedures, and responsibilities, educate management and staff, manage vendor partners, and respond to customer complaints.

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    All-in-one Configurable vs. End-to-end Customizable

    Get the straight talk that cuts through the jargon. This white paper gives you all the details needed to help you decide how to pick the mortgage management solution that’s right for your business.

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    The ROI of Ellie Mae’s Encompass All-in-One Mortgage Management Solution

    This independent, recently updated study quantifies how mortgage lenders using our Encompass all-in-one mortgage management solution receive significant ROI — as much as $967.67 per loan for mortgage firms and $1,084.58 per loan for banks and credit unions loan — through improved compliance, loan quality and efficiency.

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    ATR/QM Rules for 2014

    Get an overview of how Ellie Mae Encompass addresses ATR/QM standards that go into effect in 2014.

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    Why SaaS is Business Critical in the Mortgage Industry

    This paper examines why mortgage lenders are leveraging Software-as-a-Service (SaaS) delivery models to deploy mortgage management software.

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    The Ellie Mae Total Quality Loan® (TQL®) Program

    The TQL® Client Impact Study summarizes actual results and metrics reported by Ellie Mae clients since using the TQL® program to improve workflow efficiencies and consistency.

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    Cost of Compliance

    Learn how compliance automation solutions can help make the process of compliance more scalable and consistent.