Mortgage Banking is a complex and multi-faceted industry that requires a variety of highly trained professionals with a wide range of skills, training and personalities. The industry performs an incredibly important function in providing homeownership in the country with the highest homeownership rates in the world. Many Mortgage Banking professionals are highly trained, but in specialized areas such as origination, processing, underwriting or servicing. Many in Mortgage Banking, however, lack an overall understanding of how the industry works, how money flows into the system and how the industry creates value. If you wish to be a leader in the industry, you must know how each of the different areas function and how they are interrelated.